Frequently asked questions
What does a financial advisor do?
A financial advisor helps clients manage their finances by offering guidance on investments, retirement planning, tax strategies, estate planning, insurance, and more. The goal is to help clients achieve short- and long-term financial goals.
Do I really need a financial advisor?
If you have financial goals, such as saving for retirement, buying a home, managing debt, or planning for your child’s education, a financial advisor can help create a structured plan and provide expert guidance.
How are financial advisors paid?
Advisors may be paid in several ways:
- Fee-only: A flat fee or percentage of assets under management (AUM).
- Commission-based: Earnings from products they sell.
- Fee-based: A combination of both.
Be sure to ask how your advisor is compensated to understand any potential conflicts of interest.
Is there a minimum amount of money required to
work with you?
work with you?
Some advisors have minimum asset requirements, while others do not. We welcome clients at all stages of their financial journey—contact us to discuss your specific needs.
What is your investment philosophy?
We take a diversified, long-term approach tailored to your risk tolerance, time horizon, and financial goals. We believe in building portfolios that are cost-effective, tax-efficient, and grounded in your unique circumstances.
How often will we meet or communicate?
This depends on your preference and financial needs. Typically, we meet with clients quarterly or semi-annually, but we’re always available for updates, questions, or significant life changes.
Is my information kept confidential?
Absolutely. We follow strict confidentiality and data protection practices in accordance with industry regulations. Your personal and financial information is secure and private.
Can you help with retirement planning?
Yes. Retirement planning is one of our core services. We’ll help you estimate your needs, choose the right retirement accounts, and ensure your savings last throughout your retirement.
Do you offer tax or estate planning advice?
We provide high-level guidance on tax and estate planning and coordinate with your CPA or attorney if needed. For more complex matters, we can refer you to trusted professionals in our network.
What makes your firm different from others?
Our approach is personal, transparent, and client-first. We focus on building long-term relationships and tailor each financial plan to the individual, not a template.